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Money
Money is a big subject that we dont talk about in most house holds and ill give you my insights so far at the age of 19
The effects of money are good, money pays bills, buys food, puts clothes on our backs allows you to invest in your self, personal projects holidays a vehicle you name it but ultimately money buys FREEDOM.
Money is not good or evil its a tool and a reflection of you..if you have money problems it starts with YOU. For example monthly budgets that you cant afford....the monthly budgets did not open our bank account and walk in univited you let them in. What im saying is know where your money goes in and out and know what you need, dont need and want. You mostly start to seee this effect kick in when you are broke.
CASH IS KING, CREDIT is LEVERAGE...... understand that
Credit score- learn, understand and take action ASAP but in simple terms a credit score allows people to judge wither they can give you money or not. This will effect your future house, finance cars, credit cards and so much more
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